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B2B Merchant Processing Solutions
Featured Article B2B Merchant Processing Solutions

When businesses buy things from each other, how do they do it? While extremely large capital purchases are sometimes made with bank transfers, you might be surprised at just how often even large business expenses are paid for with credit cards. However, accepting B2B credit card payments on major sales is generally not the same […]

Top Ecommerce Fraud Prevention Tools Five Top Ecommerce Fraud Prevention Tools for 2020
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With each passing year, bad actors find newer and more creative ways to scam eCommerce stores, costing merchants and payment processors billions of dollars annually. With that in mind, it’s extremely important that online businesses take the necessary steps to minimize the chances of falling victim to online fraud, including all-too-common chargeback fraud. The following […]

ALAN PENDERGRASS ROBES Alan Pendergrass Robes – BAMS Success Stories
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At BAMS we are proud to help your business grow, and that’s why we want to introduce one of our clients’ success stories. Alan Pendergrass Robes was founded 13 years ago in Chaffee, MO. Its founder Alan Pendergrass used to run his family business for many years before leaving and starting his own business (without […]

The Top Seven BigCommerce Integrations for 2020 The Top Seven BigCommerce Integrations for 2020
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BigCommerce is one of the most popular and most functional eCommerce platforms currently available, and one of the reasons the company enjoys the success it does is their commitment to working with 3rd party app developers. Those developers bring a constant stream of new applications and functionality to the core BigCommerce platform, ensuring store owners […]

New Legislation Open All POS Systems to 3rd Party Integrations Could This New Legislation Open All POS Systems to 3rd Party Integrations?
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In late 2019, a bipartisan bill was introduced to the United States Senate designed to seize back control over valuable user data from tech giants and return it to the users themselves by boosting portability. The Augmenting Compatibility and Competition by Enabling Service Switching Act, or ACCESS for short, aims to stop tech companies from […]

Alternatives to Shopify What Shopify’s Elimination of Transaction Credits on Refunds Fees Means for You
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Refund fees are a reality of doing business. No matter how perfectly you hold up your end of a transaction, there will always be cases in which your buyers change their minds. As a merchant, it’s in your best interest to make that process as transparent and as straightforward for your buyers as possible, as […]

Business Looking for a Small Loan Are You Running a Business and Looking for a Small Loan?
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Access to capital is one of the most pressing challenges for small businesses, especially during times of rapid growth. That makes the ability to find an affordable business loan and capital sources one of the keys to healthy growth and long-term success. But where can a small business go to get that much-needed capital in […]

Shopify Shopify: What March 1 Changes Mean for Buyers, Sellers and Shopify Sales
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Shopify is one of the world’s leading e-commerce platforms used by thousands of online retailers, sellers and commerce websites. It’s one of the first recommended platforms for start-ups and it can be integrated into any chosen website: These are all some of the reasons why it’s become one of the top options for selling and […]

Loyalty program Take Your Business to the Next Level by Offering a Loyalty Program
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Loyalty programs have been around for a very long time, but today, they’re everywhere. Our wallets are now packed with plastic and paper designed to get us some sort of discount from the stores and brands we love, and with good reason – loyalty cards work. They’re extremely popular with customers because people love discounts, […]

Chargeback Defense Merchants Beware: A Chargeback Defense Guide to Help You Avoid the Scourge of Ecommerce
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As a merchant, you take pride in providing the best service possible to each and every one of your customers. That’s why it can come as such a shock – even an insult – whenever a chargeback request comes in claiming that you failed to deliver on a transaction. While chargebacks are a reality of […]

Toast POS Terminal Picture Is Toast POS Leaving Merchants Burnt? A Quick Look at Toast POS Part Two of Two
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In part one of this article, we examined Toast’s discounting and billing structure and how it impacts merchants. Essentially, Toast offers significant discounts to restaurants on hardware and software but then charges significantly inflated transaction fees, which wipe out any other savings for restaurants doing any kind of significant volume. In part two, we’ll look […]

EMV Cards and Your Restaurant EMV Cards and Your Restaurant: What You Need to Know
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A credit card is a credit card, and a payment terminal is a payment terminal, right? 😉 Many merchants and restauranteurs would agree with that statement, but they’d also be very wrong. As a result, a huge number of restaurants don’t have the hardware they need to process EMV cards – the current standard in […]

Magento is one of the top e-commerce platforms Magento is Now Part of Adobe. How Does the Acquisition Impact Your Store?
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In June of 2018, Adobe completed its acquisition of Magento, one of the world’s leading eCommerce platforms. With the acquisition, Magento Commerce Cloud was added to the Adobe Experience Cloud, giving Adobe full end-to-end coverage of every aspect of online store creation and management, from web design to graphic design, content creation, sales, order management, […]

Payment Processing Should I Work with A Third-Party Processor?
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Third-party processors, like PayPal, Square, and Stripe, are companies that provide payment processing to clients by pooling all client payments through their own master merchant accounts. For example, if you sign up with PayPal, you do not get your own merchant account. Instead, whenever you accept a credit card payment, that payment is processed through […]

Toast POS Is Toast POS Leaving Merchants Burnt? A Quick Look at Toast POS Part One of Two
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Toast POS is a cloud-based restaurant POS provider and payment processor that offers restaurants a variety of POS options built on an Android framework. Toast has been growing rapidly since it launched its POS platform in 2013, and many restauranteurs are drawn to Toast both for its simplicity and the attractive pricing offers the company […]

Interchange Plus the Best Pricing Plan Is Interchange Plus the Best Pricing Plan? How the Most Transparent Pricing Model on the Market Provides Huge Savings on Merchant Fees
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One of the most important questions any business should ask themselves when looking for a new merchant account or merchant services provider is “how will this service impact my profitability.” It can be easy to simply write off merchant fees as a cost of doing business – and certainly, they are – but small differences […]

Ecommerce Account Should Your Business Have an Ecommerce Account?
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In 2018, almost 5,900 brick and mortar retail locations closed. 2019 has seen another 6,000 go the way of the dodo, and by 2026, as many as 75,000 stores will shut their doors permanently. The reality is, brick and mortar stores are expensive – far more expensive than their web-based eCommerce counterparts. As a result, […]

Chargeback Prevention Part Two: Is an Ounce of Chargeback Prevention Worth A Pound of Cure?
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In part one of this two-part series, we looked at some of the technology-based solutions merchants have available to them to catch fraud early on and stop it before it can result in chargebacks and lost revenues. In part two, we’ll look at the other side of the coin – legitimate chargebacks filed by customers […]

Chargeback Prevention Part One: Is an Ounce of Chargeback Prevention Worth A Pound of Cure?
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A seller receives an order and delivers on their end of the bargain flawlessly, only to later find that the money they earned has been clawed back due to a chargeback. This is an all too common scenario, especially in commerce online where purchases are made without any physical, real-world interaction between customer and merchant. […]