BAMS Blog

Shoppers expect to buy the moment they’re ready. If your website can’t take a payment, they’ll simply find one that can. That’s why every site that sells needs eCommerce payment processing. It lets you accept cards and digital wallets online, then moves the money into your bank account. Below, you’ll learn how online payments work, what […]

Authorize.Net Can Do Much More Than Connect an Online Checkout Choosing a payment gateway is an important part of building an eCommerce payment setup. The gateway sits between the checkout experience and the processing environment, helping payment information move securely through authorization while supporting the tools a business uses to manage transactions. Authorize.Net remains a […]

All chargebacks are frustrating, but it’s even worse when they happen because of fraud. Then, you not only lose the transaction but the merchandise as well. This alone is enough reason to make sure you stop fraud before you send out any products. Here are some of the chargeback prevention ways that you can armor your […]

Money is the grease that keeps your business moving. Products, employees – keeping all those gears spinning is how your business gains and keeps its forward momentum. For cash transactions, making sure you get paid fast is easy, but what about your credit card processor?

NYC Payment Processing Has to Keep Up With the Way New York Businesses Operate New York City businesses operate in one of the busiest commercial environments in the country. Restaurants can continue processing payments late into the evening, retailers may serve both local customers and online shoppers and professional service businesses may accept payments through […]

With the Internet came the ability to shop without setting foot into a retail store. Now with high-speed internet, customers can shop on-the-go using their smartphones and tablets, and this is choking sales for brick and mortar retail stores. The last few years have witnessed the stubborn stagnation of retail sales while e-commerce sales are soaring. […]

You made the sale. The customer paid. Yet the money may not reach your bank account for days. For small businesses, that wait can make it harder to pay suppliers, cover payroll and restock. That’s why next-day funding from your merchant payment processor matters so much. Below, you’ll learn how card funding works, why the timing affects […]

Few things frustrate an online merchant more than a chargeback. You lose the sale, often the merchandise and sometimes a dispute fee on top. Worse, many chargebacks start with fraud. That’s why good chargeback prevention starts with stopping fraud before an order ships. Below, you’ll learn the two types of fraud behind most disputes, the […]

Chip Acceptance Is Now a Basic Part of a Modern POS EMV chip card acceptance is no longer an emerging payment feature. For businesses that accept cards in person, chip capability has become a basic part of a modern point-of-sale setup. The reason goes beyond convenience. EMV changes how a card-present transaction authenticates the card. […]

Your Payment Processor and Gateway Need to Work Together Choosing Authorize.Net is only one part of building a reliable payment setup. The payment processor behind the gateway also matters. A merchant may have a capable gateway but still run into unnecessary problems if the processor cannot support the integration, help configure the account or troubleshoot […]

If you have a business that sells a product or service and you don’t have an eCommerce processing site, you are leaving money on the table and growth to your competition. The advantages of having eCommerce stores are immediate and essential for a small or growing business. If you need more convincing, consider the following […]

We are living in the digital age where it is possible for almost every aspect of our lives to happen on a virtual platform. The business sector also caught on, and there was mass movement from brick and motor to the virtual selling and buying of services and goods. Electronic networks, especially the internet, are […]

For businesses that use credit card payment systems, getting their funds is the challenging part. The standard cash flow payout system that banks give to companies sometimes inconveniences businesses when they urgently need the funds. Next day funding systems cut through this gap and offer companies their deposits a day earlier than normal. So, why […]

From time to time, chargebacks are an unavoidable part of being a merchant; like returns and customer complaints. Chargebacks are much more costly to your business, however, and while you might not be able to avoid them completely, you should be taking steps to prevent as many as you possibly can.