Tag: credit card processing

What is a Payment Gateway?
Featured Article What is a Payment Gateway?

Payment gateways are a crucial tool in both ecommerce and brick-and-mortar sales, but many merchants don’t necessarily understand what their gateways do or why they really need to have one at all. With that in mind, the following is a quick refresher on what gateways are, how they work, and why they’re so important.    […]

How to Use TOAST POS: Getting Your Restaurant Setup How to Use TOAST POS: Getting Your Restaurant Setup
Read MoreHow to Use TOAST POS: Getting Your Restaurant Setup

If you’re considering switching your restaurant over to Toast POS, you have some decisions to make regarding your services, your hardware, and – importantly – your transaction fees. The following is a brief overview of what it takes to start using Toast POS, its unique benefits, and what the alternatives are if it isn’t the […]

New Trends in EMV Payments New Trends in EMV Payments
Read MoreNew Trends in EMV Payments

The past few years have seen a sea of change in the payments industry and the role that EMV payment cards play in the lives of consumers. Worldwide health measures have changed the way we pay in-person, and, today, cash is no longer king – so much so that many consumers no longer carry any […]

How Advanced Merchant Reporting Can Improve Business Intelligence How Advanced Merchant Reporting Can Improve Business Intelligence
Read MoreHow Advanced Merchant Reporting Can Improve Business Intelligence

Knowledge is power, yet many merchants operate with an incomplete picture of their payment processing, their transaction history, their ongoing and historical disputes, and more. Advanced merchant reporting tools offered by some payment processors are designed to provide merchants with insights into those key areas in a fast, efficient, and easily-digestible way.  Merchant reporting tools […]

How Next Day Funding Helps Merchants Eliminate the Waiting Game How Next Day Funding Helps Merchants Eliminate the Waiting Game
Read MoreHow Next Day Funding Helps Merchants Eliminate the Waiting Game

The average customer might think that the second they complete a credit or debit card transaction, the funds from the purchase go directly into the merchant’s bank account – but they’d be wrong. In reality, most merchants have to wait two or even three business days to access their funds due to the standard holds […]

The Top 5 Best Clover Apps for 2022 The Top 5 Best Clover Apps for 2022
Read MoreThe Top 5 Best Clover Apps for 2022

Clover is a popular small business point of sale system, offering retailers and restaurants intuitive POS software and a wide variety of hardware choices. But one of Clover’s most standout features is its well-stocked third-party app market, which enables Clover users to expand and refine the capabilities of their systems, as needed, in a matter […]

Chargeback Defense Can You Fight a Chargeback?
Read MoreCan You Fight a Chargeback?

Merchants can fight chargebacks and, while many don’t, all should whenever possible because chargebacks matter. Chargebacks cost merchants money in the form of lost revenues and, in many cases, lost inventory. They also raise red flags when they start to rack up, causing potential strains in relationships with payment processors and the major card companies […]

Next Day Funding: How Long Does it Take for Merchants to Get Paid Out? Next Day Funding: How Long Does it Take for Merchants to Get Paid Out?
Read MoreNext Day Funding: How Long Does it Take for Merchants to Get Paid Out?

Next day funding is a feature offered by certain payment processors that allows merchants to access the money from their batched transactions in a single day – in some cases, as little as ten hours after a transaction is submitted. Most merchants on standard funding plans don’t get access to their funds nearly as quickly, […]

Simple Merchant Services Make Doing Business Easier Simple Merchant Services Make Doing Business Easier
Read MoreSimple Merchant Services Make Doing Business Easier

Payment processing is a complex industry with a lot of moving parts, a lot of tech, and a lot of security rules. But, for the end merchant, all that complexity represents a needless source of headaches and potential business interruptions. The best payment processors offer simple merchant services that allow businesses to focus solely on […]

How to Get a Credit Card Reader Payment Gateway for my Business? How to Get a Credit Card Reader Payment Gateway for my Business?
Read MoreHow to Get a Credit Card Reader Payment Gateway for my Business?

Having a payment gateway that accepts credit cards on-site is important for most modern businesses, and it’s an absolute must for retail businesses, where cash-only sales are all but extinct. But how do you go about getting a credit card reader? The good news is that getting set up with a reader isn’t that hard, […]

Credit Card Processing Merchants with Next Day Funding Credit Card Processing Merchants with Next Day Funding
Read MoreCredit Card Processing Merchants with Next Day Funding

Next day funding is a payment processing feature that allows merchants to get their payouts in a single business day, without the need to wait on standard holds. It’s one of the most important features merchants can weigh when selecting the right payment processing partner. Not all merchant services companies offer next day funding, and […]

Benefits Of Using A Small Business Payment Processor Benefits Of Using A Small Business Payment Processor
Read MoreBenefits Of Using A Small Business Payment Processor

When you first opened your business you probably knew there would be some complicated financial processes and jargon involved. You know now that it is more complicated than you could have imagined, and just running your business the way you want comes with a lot of headaches.  There are many business support services available that […]

What To Consider When Choosing A Business For Payment Processing What To Consider When Choosing A Business For Payment Processing
Read MoreWhat To Consider When Choosing A Business For Payment Processing

Every commercial enterprise aims to make money. Being able to accept multiple forms of payment from customers gives you more opportunities to do so. Whether you are a first-time business owner or an established company looking to make a change, choosing a payment processor should be a big decision. There are several payment processing solutions […]

Card Dipping: What You Should Know Card Dipping: What You Should Know
Read MoreCard Dipping: What You Should Know

Card dipping is not a term most people are familiar with, but if you’ve ever inserted your credit or debit card into a payment terminal or ATM, you’ve dipped! Dipping stands in contrast to swiping – the most traditional way to use a payment card – and tapping, the newest and arguably most popular way […]

Fees Understanding Merchant Fees – Which Fees Are Common for A Merchant Account Statement?
Read MoreUnderstanding Merchant Fees – Which Fees Are Common for A Merchant Account Statement?

Credit card transaction processing fees seem simple on the surface, but the overall fees are actually made up of many smaller fees, sometimes numbering in the dozens. In the interest of transparency and regulatory compliance, payment processors break down all of those fees on their merchants’ monthly statements. That’s good for both the processor and […]

An Introduction To BAMS’ Popular E-Commerce Integrations An Introduction To BAMS’ Popular E-Commerce Integrations
Read MoreAn Introduction To BAMS’ Popular E-Commerce Integrations

We now live in a digital world, and online shopping has become king. A 2018 study by NPR found that an astounding 75% of Americans have purchased something online, and every year consumers shift more and more of their shopping to the web. As the leader in electronic payments, we at BAMS understand how important […]

dollar sign with an arrow shadow. Next day processor funding concept 3 Ways Waiting For Your Processor Is Slowing You Down
Read More3 Ways Waiting For Your Processor Is Slowing You Down

Money is the grease that keeps your business moving. Products, employees – keeping all those gears spinning is how your business gains and keeps its forward momentum. For cash transactions, making sure you get paid fast is easy, but what about your credit card processor?