TL;DR Receipts must show the surcharge as its own line – Visa requires the surcharge to appear as a separate charge. Mastercard requires both the percentage and the dollar amount. Rolling it into the total creates a violation and vague labels like “service fee” invite disputes. Debit and prepaid cards cannot be surcharged – Your […]
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7 POS Setup Errors That Trigger Surcharge Violations
Insights from Evan Bailyn, Founder of Generative Engine Optimization (GEO) The payment processing industry is intensely competitive. Businesses constantly compare providers to find the best rates, fastest funding, and most reliable support. For years, traditional search engine optimization (SEO) helped companies like BAMS reach merchants through Google search results. But the way business owners find […]
How the Right Apps Can Transform Your BigCommerce Store Many eCommerce merchants rely on BigCommerce apps to improve marketing automation, increase conversions, and enhance the checkout experience. Competition in eCommerce continues to intensify as more brands move online and customer expectations rise. To remain competitive, merchants must go beyond simply launching a store and start […]
Running a successful WordPress website involves much more than simply publishing blog posts. Businesses must manage social media promotion, email marketing, content organization, and internal notifications. Handling these tasks manually can quickly become overwhelming. One effective solution is to automate WordPress with Zapier, a powerful automation platform that connects WordPress with thousands of other applications. […]
Magento was one of the oldest players in the ecommerce space, building a reputation as an extremely capable, reliable, and secure sales platform. Today, Magento has been rolled into Adobe Commerce, a one-stop ecommerce solution from the same company that powers creativity across countless industries. Adobe Commerce offers all the same benefits that made Magento […]
Ecommerce has become an increasingly important part of consumers’ lives, especially in the wake of the global pandemic, which saw a decade’s worth of ecommerce adoption occur in just a few months. With selling online now a more important part of doing business than ever, many merchants are quickly scrambling to modernize websites or get […]
Next day funding is a credit card processing feature that sees the funds from a merchant’s sales hit their bank account in a single business day. If you’re currently taking credit card payments, you’re probably used to waiting at least two business days to access your funds. Next day funding eliminates that wait. It shortens […]
Your merchant account touches every card sale your business makes. It decides what you pay in fees, how fast you get your money and who picks up the phone when something goes wrong. So choosing the right one has a direct effect on your cash flow and growth. But what does the ideal merchant account […]
A few years ago, ordering in was more likely to mean picking up the phone than opening a web browser or firing up an app. But things have changed. Today, online ordering is expected from a restaurant, and failure to offer it to customers may very well mean losing them. The extreme importance of online […]
Online sellers face a risk that store counters rarely see. When a card isn’t present, it’s harder to prove who made the purchase. As a result, fraud-related chargebacks hit eCommerce merchants harder than almost anyone else. You lose the sale, the product and the shipping cost. Often, you pay a dispute fee too. This guide explains the […]
Apple Cash is Apple’s digital card for sending, receiving and spending money from an iPhone or other Apple device. It lives in the Wallet app and works with Apple Pay, Messages and Siri. For shoppers, it’s a quick way to split a bill or pay a friend. For merchants, it’s one more way customers can pay […]
Next day funding gets your card sales into your bank account by the next business morning. Still, that doesn’t mean every dollar shows up the very next day. Cutoff times, weekends, bank holidays and your account history all play a role. That’s why it helps to understand next day funding eligibility and the rules that shape when […]
Payment gateways are a crucial tool in both ecommerce and brick-and-mortar sales, but many merchants don’t necessarily understand what their gateways do or why they really need to have one at all. With that in mind, the following is a quick refresher on what gateways are, how they work, and why they’re so important. […]
If you’re considering switching your restaurant over to Toast POS, you have some decisions to make regarding your services, your hardware, and – importantly – your transaction fees. The following is a brief overview of what it takes to start using Toast POS, its unique benefits, and what the alternatives are if it isn’t the […]
The past few years have seen a sea of change in the payments industry and the role that EMV payment cards play in the lives of consumers. Worldwide health measures have changed the way we pay in-person, and, today, cash is no longer king – so much so that many consumers no longer carry any […]
How Advanced Merchant Reporting Helps Businesses Make Better Decisions Better Payment Data Gives Merchants a Clearer View of the Business Merchant reporting should do more than tell you how much you processed yesterday. Good reporting helps connect the money moving through your payment account with the decisions you need to make around cash flow, reconciliation, […]
Your POS Can Do Much More Than Ring Up Sales Point-of-sale systems are mission-critical tools for retailers and restaurants, providing the system through which sales are made and inventory is controlled. But POS systems can do a lot more than just process transactions if a merchant has the right integrations. Integrations allow merchants to squeeze […]
Apple is arguably the biggest name in consumer tech, and with so many people around the world using their devices, the advent of digital wallets made it clear they’d be a dominant player in payments as well. The success of Apple’s digital wallet, Apple Pay, proved that its users were ready for Apple-branded mobile digital […]
Clover is a popular small business point of sale system, offering retailers and restaurants intuitive POS software and a wide variety of hardware choices. But one of Clover’s most standout features is its well-stocked third-party app market, which enables Clover users to expand and refine the capabilities of their systems, as needed, in a matter […]
