Category: BAMS Blog

A lot goes into running a business, and while many merchants love their work, at the end of the day it’s all about the money. Unfortunately for many merchants, particularly ecommerce merchants, the fruits of their labor are often delayed by the logistics involved in electronic payment processing. Every dollar that doesn’t come in as […]

If there is one lesson the global COVID-19 pandemic taught business owners, it’s the importance of having access to the money needed to get through times of emergency. A strong emergency fund is the first line of defense, but whether the money is to ride out a storm, finance a new capital project, or anything […]

Not long ago, accepting American Express meant a separate account, a separate statement and higher fees. That kept many small shops from taking Amex at all. Amex OptBlue for small business changed that. Now you can accept Amex through the same processor you use for Visa, Mastercard and Discover. Below, you’ll learn what OptBlue is, how it […]

The world is digital, and today’s consumers demand seamless omnichannel experiences including easy online and mobile shopping. Yet despite almost 20% of all retail transactions taking place online, one in three American small businesses still don’t have a website. There are plenty of reasons so many merchants haven’t embraced ecommerce, but one of the biggest […]

Mobile commerce is a subsector of ecommerce and describes all purchases made on a mobile device, like a smartphone or tablet. With smartphones an integral part of daily life and rarely more than an arm’s length away, mobile commerce has become a huge driver of overall online shopping and mobile sales in the U.S. alone […]

The coronavirus pandemic that rocked the world in 2020 saw people flock to the web for everything from entertainment to education to work to shopping, and beyond. But with that surge in web traffic came a surge in cyberattacks and ecommerce fraud. With payment fraud losses already set to reach $6.4 billion in 2021 prior […]

2020 was a year without precedent in modern history, and one most people are more than happy to put behind them. While 2021 represents renewed hope for the end of the COVID-19 pandemic and the resumption of something more closely resembling normal, many of the changes to daily life – and to commerce – ushered […]

Mobile commerce – or m-commerce for short – is a term that has been popping up more and more in the wider conversation around payments. While everyone is familiar with e-commerce, the term m-commerce leaves a lot of people, even within the industry, scratching their heads. So, just what is mobile commerce, why is it […]

Choosing a Payment Processor Takes More Than Comparing Rates When margins are tight, it becomes more important than ever for merchants to squeeze as much value as possible from their operations, including payment processing. The original version of this article was written in the wake of the COVID-19 pandemic, when widespread closures and changes in […]

Apple Pay is the native digital wallet that ships installed on all new Apple devices, and it is quickly becoming one of the most important payment methods in the online shopping space. Connecting with today’s online consumer is all about the experience. A clunky, difficult shopping experience will result in high bounce rates and lost […]

BAMS has customers from across the country and in all sorts of industries, and we take pride in the value we bring for every single one of our customers. Restore Solutions, Inc. is a BAMS customer, and they have found a lot of success with their leading products and with the power of BAMS for […]

Digital wallets are becoming one of the fastest-growing payment solutions among mobile device users, and, as of today, Apple Pay is the unquestionable king of them all. Apple also offers another digital payment service called Apple Cash. While the two are related, they aren’t the same, and this has caused some confusion among consumers and […]

Our team never stops working to provide the best possible experience for our valued merchant clients. So when they sing our praises, that is true success and something that we love to share! Parrot Sports Gear is a BAMS customer and a long-time Bellbrook, Ohio-based business. Parrot has been in business for 26 years, and […]

Apple Pay is Apple’s proprietary digital wallet payment system, which utilizes the Apple Wallet installed stock on all iPhones, iPads, and all MacBooks with built-in touch ID. Digital wallets like Apple Pay allow users to load all of their payment cards (and even some loyalty cards) into their devices in digital format, eliminating the need […]

Here at BAMS, our clients and their success is our number one priority. When our clients find success, we couldn’t be happier – especially when we’ve been able to contribute to that success. The following is the story of a very successful BAMS client, Via Seating. Via Seating is a chair manufacturer that produces innovative, […]

American Express Acceptance Has Changed American Express OptBlue has made accepting Amex much simpler for small and mid-sized businesses. Instead of managing American Express through a completely separate relationship, eligible merchants can accept Amex through the same payment provider that handles their other major card brands. That means fewer moving parts behind the scenes: one […]

At BAMS, we take a lot of pride in helping our clients grow their businesses. We are always excited to hear about a client that is finding a lot of success because when our clients succeed, we are succeeding as well. Natalie Lerch Sudit founded SHASHI in Boca Raton, Florida 10 years ago. Sudit was […]

Digital wallets are new payment solutions offered by a wide variety of operating system and device manufacturers that allow users to store an entire wallet’s worth of cards in digital format on their smartphones, tablets, and even watches. Apple Pay is the digital wallet that comes stock on all iPhones and all new MacBooks, making […]