Goldman Sachs 10,000 Small Business

Ecommerce has become an increasingly important part of consumers’ lives, especially in the wake of the global pandemic, which saw a decade’s worth of ecommerce adoption occur in just a few months. With selling online now a more important part of doing business than ever, many merchants are quickly scrambling to modernize websites or get […]

Next day funding is a credit card processing feature that sees the funds from a merchant’s sales hit their bank account in a single business day.  If you’re currently taking credit card payments, you’re probably used to waiting at least two business days to access your funds. Next day funding eliminates that wait. It shortens […]

Your merchant account touches every card sale your business makes. It decides what you pay in fees, how fast you get your money and who picks up the phone when something goes wrong. So choosing the right one has a direct effect on your cash flow and growth. But what does the ideal merchant account […]

A few years ago, ordering in was more likely to mean picking up the phone than opening a web browser or firing up an app. But things have changed. Today, online ordering is expected from a restaurant, and failure to offer it to customers may very well mean losing them. The extreme importance of online […]

Funding Should Be Part of the Payment Processor Comparison Merchants often compare payment processors by looking first at transaction rates. Pricing matters, but it is not the only part of the relationship that affects the business after a sale is made. How quickly processed revenue reaches the business bank account can also matter, particularly for […]

Online sellers face a risk that store counters rarely see. When a card isn’t present, it’s harder to prove who made the purchase. As a result, fraud-related chargebacks hit eCommerce merchants harder than almost anyone else. You lose the sale, the product and the shipping cost. Often, you pay a dispute fee too. This guide explains the […]

Apple Cash is Apple’s digital card for sending, receiving and spending money from an iPhone or other Apple device. It lives in the Wallet app and works with Apple Pay, Messages and Siri. For shoppers, it’s a quick way to split a bill or pay a friend. For merchants, it’s one more way customers can pay […]

Next day funding gets your card sales into your bank account by the next business morning. Still, that doesn’t mean every dollar shows up the very next day. Cutoff times, weekends, bank holidays and your account history all play a role. That’s why it helps to understand next day funding eligibility and the rules that shape when […]

Payment gateways are a crucial tool in both ecommerce and brick-and-mortar sales, but many merchants don’t necessarily understand what their gateways do or why they really need to have one at all. With that in mind, the following is a quick refresher on what gateways are, how they work, and why they’re so important.    […]

If you’re considering switching your restaurant over to Toast POS, you have some decisions to make regarding your services, your hardware, and – importantly – your transaction fees. The following is a brief overview of what it takes to start using Toast POS, its unique benefits, and what the alternatives are if it isn’t the […]

The past few years have seen a sea of change in the payments industry and the role that EMV payment cards play in the lives of consumers. Worldwide health measures have changed the way we pay in-person, and, today, cash is no longer king – so much so that many consumers no longer carry any […]

 How Advanced Merchant Reporting Helps Businesses Make Better Decisions Better Payment Data Gives Merchants a Clearer View of the Business Merchant reporting should do more than tell you how much you processed yesterday. Good reporting helps connect the money moving through your payment account with the decisions you need to make around cash flow, reconciliation, […]

Getting a Card Approved Is Not the Same as Getting the Money When a customer completes a credit or debit card purchase, the transaction may be approved in seconds. That does not mean the money is already sitting in the merchant’s bank account. Authorization, batching, settlement and merchant funding are separate parts of the payment […]

Your POS Can Do Much More Than Ring Up Sales Point-of-sale systems are mission-critical tools for retailers and restaurants, providing the system through which sales are made and inventory is controlled. But POS systems can do a lot more than just process transactions if a merchant has the right integrations. Integrations allow merchants to squeeze […]

Apple is arguably the biggest name in consumer tech, and with so many people around the world using their devices, the advent of digital wallets made it clear they’d be a dominant player in payments as well. The success of Apple’s digital wallet, Apple Pay, proved that its users were ready for Apple-branded mobile digital […]

Clover is a popular small business point of sale system, offering retailers and restaurants intuitive POS software and a wide variety of hardware choices. But one of Clover’s most standout features is its well-stocked third-party app market, which enables Clover users to expand and refine the capabilities of their systems, as needed, in a matter […]

Toast POS is one of the most popular point-of-sale systems in the restaurant industry. It’s known for feature-rich and easy-to-use software and a wide variety of hardware options. But while Toast POS is both highly capable and user-friendly, it does have some notable drawbacks, including the cost of payment processing and dependence on proprietary hardware. […]

Choosing a new payment processor is an important task, as payments are at the core of all businesses. But with so many options on the market, it can be hard for merchants to know how to differentiate one processor from another. When requesting a merchant services quote, many business owners will focus on price and […]