Audit your rates, renegotiate terms, and lock in savings before holiday volume amplifies every fee Learn how to calculate your true effective processing rate, identify fees vulnerable to seasonal inflation, and negotiate better processor terms. This pre-season audit guide helps eCommerce managers prevent small rate differences from becoming major expenses when volume spikes. TL;DR A […]
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How to Cut Payment Processing Costs Before Peak Season
Learn to navigate payment fees, negotiate better rates, and enhance your eCommerce profitability. Discover how understanding payment processing can cut eCommerce fees by 15-30%. This guide reveals practical strategies for negotiating fees and evaluating merchant services. TL;DR Know your effective rate – Divide total fees by total volume. If you are paying more than 2.5% […]
Insights from Evan Bailyn, Founder of Generative Engine Optimization (GEO) The payment processing industry is intensely competitive. Businesses constantly compare providers to find the best rates, fastest funding, and most reliable support. For years, traditional search engine optimization (SEO) helped companies like BAMS reach merchants through Google search results. But the way business owners find […]
Modern retail businesses rely on seamless payment systems, reliable POS technology, and flexible checkout experiences to build long-term customer trust. Retail payment experience has changed dramatically over the past decade. Today’s customers often discover brands online before ever stepping into a store, and their expectations for convenience, personalization, and seamless transactions have never been higher. […]
The Growing Challenge of Card-Not-Present Fraud At BAMS, payments are central to everything we do and card-not-present fraud prevention is important to us. That is why we closely track emerging threats across the payments ecosystem. One of the most significant challenges facing merchants today is the rise of card-not-present (CNP) fraud and first-party fraud, sometimes […]
How the Right Apps Can Transform Your BigCommerce Store Many eCommerce merchants rely on BigCommerce apps to improve marketing automation, increase conversions, and enhance the checkout experience. Competition in eCommerce continues to intensify as more brands move online and customer expectations rise. To remain competitive, merchants must go beyond simply launching a store and start […]
Running a successful WordPress website involves much more than simply publishing blog posts. Businesses must manage social media promotion, email marketing, content organization, and internal notifications. Handling these tasks manually can quickly become overwhelming. One effective solution is to automate WordPress with Zapier, a powerful automation platform that connects WordPress with thousands of other applications. […]
Magento was one of the oldest players in the ecommerce space, building a reputation as an extremely capable, reliable, and secure sales platform. Today, Magento has been rolled into Adobe Commerce, a one-stop ecommerce solution from the same company that powers creativity across countless industries. Adobe Commerce offers all the same benefits that made Magento […]
Cost-Effective Does Not Simply Mean the Lowest Gateway Fee A payment gateway is one of the core pieces of technology businesses use to accept electronic payments. For an eCommerce merchant, the gateway connects checkout with the broader payment processing environment. Depending on the platform, it may also support recurring billing, customer payment profiles, fraud controls, […]
Ecommerce has become an increasingly important part of consumers’ lives, especially in the wake of the global pandemic, which saw a decade’s worth of ecommerce adoption occur in just a few months. With selling online now a more important part of doing business than ever, many merchants are quickly scrambling to modernize websites or get […]
Next day funding is a credit card processing feature that sees the funds from a merchant’s sales hit their bank account in a single business day. If you’re currently taking credit card payments, you’re probably used to waiting at least two business days to access your funds. Next day funding eliminates that wait. It shortens […]
Your merchant account is a key aspect of your company’s operations, growth, and overall success. And, while there is no shortage of options on the market today, only a few payment processors offer the service, support, and pricing necessary to truly stand out. BAMS is a leading processor providing merchant accounts designed specifically to offer […]
A few years ago, ordering in was more likely to mean picking up the phone than opening a web browser or firing up an app. But things have changed. Today, online ordering is expected from a restaurant, and failure to offer it to customers may very well mean losing them. The extreme importance of online […]
Funding Should Be Part of the Payment Processor Comparison Merchants often compare payment processors by looking first at transaction rates. Pricing matters, but it is not the only part of the relationship that affects the business after a sale is made. How quickly processed revenue reaches the business bank account can also matter, particularly for […]
Chargebacks are an unfortunate reality of doing business, and sometimes customers are fully within reason to file one. But, what happens when chargebacks are abused? Unfortunately, the dispute process is heavily weighted towards the customer, and far too many merchants have fallen victim to lost revenue from fraudulent chargebacks. But, like all types of fraud, […]
Apple Cash is a new digital payment product designed to make it even easier for Apple device users to send, receive, and manage their money. It works in conjunction with Apple Pay and the Messages App, providing users with a complete, one-stop payment solution. Apple Cash creates a virtual debit card in the user’s digital […]
Next day funding is a feature offered by payment processors that provides merchants with access to the money from sales one business day after transactions are processed. It’s a highly beneficial feature, especially for merchants doing heavy business on weekends, as it ensures cash is available as quickly as possible, improving financial health, emergency management, […]
Payment gateways are a crucial tool in both ecommerce and brick-and-mortar sales, but many merchants don’t necessarily understand what their gateways do or why they really need to have one at all. With that in mind, the following is a quick refresher on what gateways are, how they work, and why they’re so important. […]
If you’re considering switching your restaurant over to Toast POS, you have some decisions to make regarding your services, your hardware, and – importantly – your transaction fees. The following is a brief overview of what it takes to start using Toast POS, its unique benefits, and what the alternatives are if it isn’t the […]
